FAQ

Being a Christian is not a requirement to work with us—but sharing our values of wise stewardship and purposeful planning will ensure that we can serve you well.

While 70% of our clients are Christians, we welcome individuals of all faiths and backgrounds who share our commitment to Biblical stewardship and ethical financial planning.

As a Christian financial advisory firm, we approach each relationship with integrity and respect, guided by the principles of Scripture. Whether you identify as Christian or not, we are dedicated to working in your best interest, with professionalism, competence, and faith at the foundation of all we do.

Learn more about our Ideal Client.

At Abundant Advisors, we are more than just a financial planning firm—we serve as your trusted CFO, dedicated to helping you steward the resources God has entrusted to you with wisdom, integrity, and purpose. Our approach is rooted in biblical principles, ensuring that every aspect of your financial journey aligns with your faith and values.

Learn more about what we do.

Yes, we are registered in the states of North Carolina and Pennsylvania.

We can serve clients in all states pursuant to regulatory exemptions and may pursue full registration in additional states if needed. 

No. We are an independent advisory firm. 

Our primary custodian is Altruist Financial, LLC. They serve 3,000+ advisory firms across the U.S. They keep your investments safe, and you grant us authorization to perform transactions, collect fees, and arrange money movement on your behalf.

As part of the onboarding process, we will create new accounts for you and transfer your investments to our management.

Please review the Altruist Fee Schedule.

We do not offer proprietary mutual funds. We invest our client assets in traditional and faith-based ETFs and mutual funds managed by some of largest and most respected asset managers in the world.

Separately managed accounts may be used in specific circumstances where it is in the best interest of the client to do so.

We invest our client portfolios in traditional and faith-based ETFs and mutual funds based on their risk profiles and financial plans.

We do not invest client funds in individual stocks, individual bonds, options or other instruments.

Exceptions may include holding appreciated individual stock in the portfolio and divesting over time to avoid large tax bills.

No. We do not receive third-party compensation, commissions, or incentives. 

Our views of the market are two-fold, grounded in both wisdom and faith.

In the long term, we believe financial markets are resilient, reflecting the principle of sowing and reaping—discipline and patience yield rewards (Galatians 6:9). As Proverbs 21:5 says, “The plans of the diligent lead to profit as surely as haste leads to poverty.” We trust that, over time, well-considered investments grow as we steward our resources wisely.

In the short term, however, we recognize that there are clouds and turbulence, akin to the storms of life (Matthew 7:25). During these times, we take prudent steps to reduce volatility for clients needing cash in the near future, ensuring they are protected from unnecessary risk. For the majority of client positions, we recommend well-diversified portfolios with a long-term perspective, trusting that God’s timing is perfect and that enduring patience in the face of market fluctuations will ultimately bear fruit (James 5:7).

What Makes the Best Relationships:

• Demonstrating kindness and a spirit of cooperation
  
• Responsiveness when input or action is needed
  
• Willingness to trust us with day-to-day portfolio management
  
• Faith in our commitment to always act in your best interest
  

Learn more about our Ideal Client.

We typically don’t work with clients who prefer to manage investments on their own, look for high-risk investment strategies, or don’t do their part to make the relationship fruitful.

Learn more about our Ideal Client.

We are a fee-only advisory firm, which means we are only paid directly by the client. Our services are provided through a percentage of assets under management or flat fees, ensuring that my interests are aligned with yours.

We do not receive any commissions or incentives from anyone else.

We can't control capital market returns.

We add value in everything we can control, all while honoring biblical principles in every decision. We invest your assets in high-quality, low-cost, diversified traditional and faith-based ETFs and mutual funds, ensuring that your investments align with your values and reflect God’s will for wise stewardship (Proverbs 21:5). We help design your retirement vision, not just as a financial milestone, but as a way to continue fulfilling your purpose and serving God’s Kingdom in this next chapter (Matthew 6:19-21).

We implement income strategies that are both prudent and purposeful, ensuring that you have the resources to meet your needs while leaving a lasting impact. Our comprehensive planning process integrates all aspects of your financial life with a focus on your calling, family, and legacy. Additionally, we provide behavioral coaching, encouraging you to stay disciplined and focused on long-term goals, trusting in God’s timing, and not succumbing to the distractions of short-term market fluctuations (Proverbs 3:5-6).

Ultimately, we strive to ensure that every step you take financially is guided by wisdom, integrity, and a deep commitment to faith-based stewardship.

We have a signed agreement with another Registered Investment Advisor to ensure the orderly transfer of client accounts in the event of death and permanent disability of our principal.

Our portfolio minimum for new wealth management clients is $2 million. We also offer financial planning only services for a flat fee starting at $15,000 annually. Learn more on our Fees page.